Joy Schell
Joy is a YNAB Certified Coach (May 2025) and a member of the American Association of Daily Money Managers (AADMM). She helps clients gain financial clarity by creating customized budgets and goals. Joy empowers clients to reduce stress, build lasting financial habits, and confidently manage their finances.
My Background
I’m a former teacher with a background in financial coaching and advocacy. Using the YNAB method, I support individuals and couples in creating spending plans that align with their goals. My approach focuses on professionalism, ethics, and confidentiality, empowering clients to navigate financial challenges and achieve confidence.
Why Work with Me
As a YNAB Certified Coach, I support clients in using the YNAB (You Need A Budget) method to guide their financial journey. My approach is rooted in professionalism, ethics, and confidentiality, creating a safe space to address financial challenges. Whether you’re navigating personal finances or other financial matters, my ability to simplify complex systems and create tailored solutions ensures you can make confident, informed decisions. If you’re seeking to reduce financial stress, build sustainable financial habits, and gain clarity on your financial future, I am here to support you every step of the way with the YNAB method.
Why I Coach
I coach because I believe everyone deserves financial clarity and peace of mind. I’m passionate about helping people reduce financial stress and make confident decisions. Using the YNAB method, I guide individuals and couples in creating sustainable financial habits that align with their goals and values, empowering them to build a secure financial future.