Kimberley Demarest

In 2008, I was living paycheck to paycheck when a sudden job loss left me overwhelmed by debt and fear. Renting out my home and moving into the basement helped, but without a clear plan, stress continued to build. In 2010, I restarted my career, tackled $50,000 in debt, and learned how to take control of my money. With discipline and support from my now husband Jeremy, we became completely debt-free, paying off our house in 2015. Today, as a financial coach, I guide individuals and families to untangle financial knots, reduce stress, and build lasting financial freedom.

I’ve been where you are — overwhelmed by debt, fearful of the future, and desperate for a plan. Turning financial knots into freedom by taking  control, pay off debt, and build security. Clients trust me because I bring a calm, organized, and compassionate approach to every session. I listen without judgment, break big goals into manageable steps, and keep you motivated and accountable. Together, we uncover hidden expenses, create realistic spending plans, and adjust them as life changes- freeing up hundreds each month. If you want to stop living paycheck to paycheck or plan debt-free dreams, I’m here to help.

Approximately one in four divorces include financial issues as a contributing factor, and nearly 40% of couples report ongoing conflicts about money. Financial stress is one of the most common and damaging strains on relationships. My goal is to change this pattern by helping couples build clear, realistic spending plans, communicate openly about money, and develop healthy financial habits together. By addressing the root causes of money-related tension, I guide couples toward greater peace, understanding, and stability in their marriage. Strong finances can strengthen relationships—and I’m here to help make that possible for every couple I work with.