Nicole Cooley

I’ve been coaching for over a decade, helping individuals master their personal budgets and guiding small businesses toward financial clarity. As a Certified YNAB Coach, an Accredited Financial Counselor (AFC), and a small business bookkeeper, I bring a well-rounded approach to money management.

Before stepping into coaching, I worked at two Fortune 100 companies and earned a Finance degree along with a Master’s in Leadership. My experience spans multiple industries, from therapists, lawyers, coaches, and spa owners.
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Whether you're navigating a major life transition or to better understand your business finances, I’m here to help you take control with confidence.

I believe budgeting should be flexible and tailored to you. There’s no one-size-fits-all solution—your financial system should work with your life, not against it. I meet each client where they are, helping them design a strategy that aligns with their goals, habits, and mindset.

Together, we’ll build a plan that makes sense for you, ensuring clarity, control, and confidence in your financial journey.

Most of us weren’t taught how to manage money—even in finance programs! While studying Finance, I realized how much of personal and behavioral money management wasn’t covered.That’s why I coach: to bridge the gap between traditional financial education and real-life money management. My goal is to empower you with the knowledge and tools to feel in control of your finances—and confident in every money decision you make.